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About Us

Embarrass Vermillion Federal Credit Union was chartered in 1941 to serve members of the Embarrass Cooperative Association living in Embarrass or within a radius of 15 miles. There were seven original members who purchased $5.00 shares to make more available to people of small means credit for economical purposes through a national system of co-operative credit. We expanded our charter in 1967 to serve residents of Vermillion Lake, Pike, Embarrass, Waasa, Kugler and Breitung Townships, in 1976 we added the unorganized townships 61 and 62 Range 14 and employees and their families. Our last expansion was in 2005 when we included all of St. Louis County north of Highway 16.

Mission Statement

Embarrass Vermillion Federal Credit Union's mission is to build relationships that span generations through innovative financial services while maintaining safety and soundness.

Branch Locations

Aurora Office

600 W 3rd Ave. North
Aurora, MN 55705

Phone: (218)-229-2048
Toll-Free: 1(888) 341-2308
Fax: (218)-229-2096

Lobby: 8:00 a.m. - 4:30 p.m. Mon. - Fri.
Drive-Thru: 7:30 a.m. - 5:00 p.m. Mon. - Fri.

Embarrass Office

4880 Highway 21
Embarrass, MN 55732

Phone: (218) 984-3501
Toll Free: 1 (888) 529-4980
Fax: (218) 984-2350

Lobby: 8:30 a.m. - 5:00 p.m. Mon. - Fri.

Tower Office

505 Main Street
P.O. Box 433
Tower, MN 55790

Phone: (218) 753-4311
Toll-Free: 1(888) 775-6609
Fax: (218) 753-6313

Lobby: 8:30 a.m. - 4:30 p.m. Mon. - Fri.
Drive-Thru: 7:30 a.m. - 5:00 p.m. Mon.- Fri.

Vermilion Branch

1432 Bois Forte Rd,
Tower, MN 55790

Phone: (218) 753-7878
Toll Free: 1(855) 996-3328
Fax: (218) 753-7881


Walk-Up (Fridays): 8:30 a.m. - 5:00 p.m.

Nett Lake Branch

5342 Lake Shore Drive P.O. Box 84 Nett Lake, MN 55772

Phone: (218) 757-0299
Toll-Free: 1(855) 757-0279
Fax: (218) 757-0051

Lobby: 8:30 a.m. - 5p.m. Mon. - Fri.
Drive-Thru: 8:30 a.m. - 5 p.m. Mon.- Fri.

Important Contact Information

Report Lost or Stolen Cards
Mastercard Debit Card: 1(800) 383-8000
VISA Credit Card: 1(800) 234-5354