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Savings

The share savings account is your membership account; all members must maintain $25.00 in this account to be eligible for credit union services. We offer a variety of savings plans that can be put together to help meet your individual financial needs. All of our savings accounts pay competitive dividend yields, and are insured up to $250,000 by the National Credit Union Administration.

Checking

EVFCU checking accounts are designed to go where you go, whenever you go. With no monthly fee or minimum balance requirements, you can't go wrong! Our online/mobile capabilities keep you moving, 24/7/365. *Membership required to open a checking account. If you are not a member, you may establish membership by opening a share account with a minimum deposit of S25.

Account Features:

  • No minimum balance required

  • No monthly fee

  • Free debit card to your account to access funds anytime, anywhere.

    With:
    1. 24/7/365 fraud protection by Brella
    2. Access to thousands of fee-free ATMs within the Brella Network
    3. Traveling out of the area? We can set travel notices to keep you moving without worrying about your card being blocked

  • Free online banking - yes, we have an app for that! (Located in your app store)

  • Free mobile deposit - Deposit checks from anywhere using your smartphone camera

  • Free access to bill pay - Pay all your bills from one secure location free. *5.00 monthly fee will apply if Bill Pay is activated and not used. Service can be canceled by an MSR for no fee

  • E-statements available

  • Overdraft Line of Credit - an option for those unexpected accounting errors. Let us see if this is right for you!

  • Brella app - free in app store!
    1. Allows you to track your debit card purchases
    2. Person to Person pay - send money to anyone anywhere using your debit card
    3. ATM locator
    4. Set up your own fraud alerts - get emailed directly with anything above your limits
    5. Misplace your card? Disable it right from the appl Found it again? Reactivate it!

  • Text banking - available during business hours

  • Order checks

Stop in or call us at any branch location today to learn of all the money-saving benefits of using a checking account with EVFCU

Teen

Our teen accounts help to educate our teenage members on the importance of good financial habits and what it means to be a credit union member. These accounts will open the conversation with parents and teens about responsibility. By opening your teen an account while they are still home, you can teach them and Embarrass Vermillion FCU will be there to reinforce your message. We hope all our teen members will benefit from these services.

Teen Checking Accounts

Our teen checking accounts help you take a step towards financial independence by providing low-cost, flexible options. Teen checking accounts serve members age 13-18. If you're ready for an account, call the credit union and ask what services we offer. Once you know what features and benefits are available, talk with your parents. If you're younger than 18, you may have to have a parent listed on the account with you. But the account is still yours to spend and manage. 

Teen Services
Debit Cards
Limited to $100 cash per day
$500 in purchases per day
Share Certificates with special interest rates and/or terms

Helpful Links

360 Financial Literacy

Have financial questions but don’t know where to start? Make a plan today!

Financial Football

This game is based on the rules of American Football (NFL), but it is your knowledge of financial literacy topics that will lead your team to victory!

U.S. Department of Labor

Preparing today’s youth for a safe and secure tomorrow. The YouthRules! initiative promotes positive and safe work experiences for teens by providing information about protections for young workers to youth, parents, employers, and educators. Through the YouthRules! initiative, the U.S. Department of Labor and its partners promote positive and safe work experiences that help prepare young workers in the 21st-century workforce.

Junior Savers

It’s never too early to start learning and planning for financial success for the Junior Savers in your life!

The Mint

Teaching kids how to save in a digital world. In a world where digital transactions are increasingly becoming the preferred (and safest) option, it's time to re-think how we're teaching kids about saving money.

Funology

Funology is the science of having fun! We offer parents and teachers a wealth of resources to educate and entertain their little explorers.

Christmas

Avoid short-changing or running up unwelcome credit card debt by opening a Holiday Club Account or Christmas Club Account. These accounts can help you save for the holidays all year round by regularly taking an amount you designate out of your share savings or your paycheck and depositing it to this interest-earning account. The total amount accumulated in the account is mailed to you in the form of a check or can be transferred to any of your EVFCU accounts in early November each year.

‘You Name It’ Accounts

These accounts work like our Christmas Club Account but can be used to save for something specific like vacations, an annual bill you save to pay, or just for fun. This account is particularly useful for seasonal employees. Put something away each payday to help while you are off work during those down times.

Share Certificates

Earn competitive rates on share certificates!

  • Terms range from six to 24 months

  • All certificates require a $2,500 minimum deposit

  • Rates are subject to change without notice

  • There is a penalty for early withdrawal

Share Certificate Special

Unlock incredible savings with our Credit Union's Share Certificate Special! For a limited time, enjoy a 5.00% APY* on a 12-month term with just a $10,000 minimum deposit. This offer is available for new money only. Visit your local branch today to take advantage of this exceptional rate before it expires!"

*APY= Annual Percentage Yield.
Rate shown only applies to a certificate of deposit with a term of 12-months. Offering effective rate 7/1/2024 and is subject to change without notice. Offer valid on $10,000 minimum and funds not currently on deposit at EVFCU. Terms and conditions apply. Membership eligibility require, early withdrawal penalties apply; fees could reduce earnings. Certificate will not renew at date of maturity and funds will be deposited into share account.